The pursuit of higher education in the United States is often viewed as a necessary step towards a fulfilling and well-paying career. While this may be true in those professions that require such degrees, the rising costs of education have led to an alarming trend: many students are now borrowing Read more…
Planning for a secure financial future is a lifelong journey, and one of the most substantive challenges you’ll encounter along the way is Sequence of Returns Risk. This often-overlooked yet profoundly impactful nuance of investing and retirement planning can make or break your financial dreams, especially if you are a Read more…
Realizing that at some point you’re going to want to retire from work while approaching 50 years of age with limited savings is a highly stressful situation. What makes this extremely difficult is that unless you want to work until the day you die, there’s now somewhat of a limited Read more…
Have you ever asked why financial management fees can cost you a fortune? If not, you should! In the world of personal finance and investing, nothing can eat away at your hard-earned wealth quite like financial management fees. These fees are stealthy too, often portrayed as a necessary evil Read more…
So what is the Trinity Study? In the Financial Independence world, there are a couple of guiding principles that are the mainstays of the FI movement. One of them is to guide individuals as to how much money they are able to withdraw annually when they retire without running the Read more…
Everyone nowadays babbles on as to how important a good Credit Score is but very few people when asked know WHY it’s important and to WHOM. More importantly perhaps, most people don’t even know what a Credit Score really is and how it’s generated. That said, when push comes to Read more…
Like most people nowadays, I spend a fair amount of my time each day on specific social media platforms. Admittedly, I tend to gravitate to following other people in the financial services and investment space. I suspect it’s as much a curiosity thing as anything else but I’m interested in Read more…
I work with early-stage Entrepreneurs on a daily basis and we talk about a variety of subjects ranging from Customer Discovery to Product Market Fit to Scaling. All immensely important subjects to be obsessed with at any stage of business. However, the one question that seldom gets asked of me Read more…
It’s a bit cliche in the western world perhaps but it’s hard to find an individual that doesn’t dream at some point in time of becoming a Millionaire. One of the more typical expressions of this is to wonder what it would take to become a Millionaire by a certain Read more…
I get the proverbial question “How do I become a Millionaire by (enter age)” all the time. So much so lately, that I thought I would write a series of posts over the next several entries that would chronicle how I have seen my students and clients do it in Read more…